Payment behaviour Period, normally in years eg 2002 - 2009 Debtor days is a measure of the average time payment takes. Increases in debtor days may be a sign that the quality of a company's debtors is decreasing. Creditor days is the average time that a company takes to pay its creditors An general assessment of the liquidity of the company. It consists of a Qualification (value Low, Normal, Good and Excellent) and a AdditionalQualification which is a description field. This field may be filled with a more specific provider qualification Payment qualification a general assessment of the payment behaviour of the subject company. It consists of a Qualification (value Low, Normal, Good and Excellent) and a AdditionalQualification which is a description field. This field may be filled with a more specific provider qualification Free text notes field. E.g. can be used to add a disclaimer or a specific note or some other descriptive text to accompany the PaymentBehaviour The Credit Recommendation is an assessment of the credit worthiness of a corperation. It consist of an amount advised and a risk classification/rating. The day the credit recommendation was updated/calculated (usually the report date). The amount advised is a recommended maximum credit exposure at any one time. Description of the amount advised Parameterized description of the amount advised. To be used in case you want to provide subsitution values for a description type. The general direction of the credit recommendation over time. Domain values are - negative - slightly negative - neutral - sligthly positive - positive In some cases no maximum credit exposure can be advised. If this is the case, provide a description (including code + language ) why no amount can be advised. Free text notes field Association to the class RiskClass Real estate, encompasses land along with anything permanently affixed to the land, such as buildings, specifically property that is stationary, or fixed in location. Description of the real estate Indication if the real estate owned by the company, if so the indication is true. The surface of the real estate in m2 or other unit of measure in case the provider is not using the metric system. Please always include the metric used in the text. The source which delivered the information Association to the class Mortgage Holder type for Provider and Common Risk Class. A Risk Class is the risk identifier used to indicate the risk of insolvent behavior Association to the class Provider Specific Rating Individual human being. Can be used in the context of a shareholder, management position etc. First name Middle name Last name Initials Name prefix Professional title eg Master, Bachelor or Doctor Date of birth The place of birth. Country of birth Association to the class Address Telephone number. Format: +(countrycode)(number) eg +31201234567 Association to the class Event Gender. Male or Female Complex type for address information. In is primairily meant for holding structured address information. If structured address information cannot be be provided the embedded FlexibleAddress type can be used for non structured address information. The street the address is located Housenumber Housenumber addition Building identification, mostly used in English speaking countries. PoBox Postcode The city the address is located. The state the address is located. ISO 3166-1 alpha-2 country code. The code exists of two characters e.g. BE, UK and NL The period the address is considered valid. If the end date is empty the address is still considered valid Street code City code Association to the class FlexibleAddress Describes the type of business the subject company is in. Product names and or services the company delivers. This is a free text field e.g. 'Jaquar cars'. NACE industry sector codes for the subject company Free text field on any certifications (e.g. ISO) the company may have. Country the subject company is exporting to. Country the subject company is importing from. Region the subject company is exporting to. Region the subject company is importing from. Goods the subject company is exporting. Goods the subject company is importing. Known banks of the subject company. Registered name of the bank. In order to identify Financial Institutions unambiguously, SWIFT developed the Bank Identifier Code (BIC). The BIC in particular enhances STP in cross-border financial messages. BIC was adopted by the International Organization for Standardization (ISO). ISO has appointed SWIFT as the registration authority for the assignment of BICs (ISO 9362) and for the publication of BICs in the BIC Directory. syntax Bank Code 4 alphabetic characters identifying an individual bank, for example “DEUT” identifying Deutsche Bank Country Code 2 letter ISO country code such as DE for Germany Location Code 2 alphanumerical characters (except zero) identifying the location of the institution within the specific country such as FF for Frankfurt Branch Code 3 alphanumeric characters, (optional) identifying the specific office or branw The bank sortcode may be used to categorise the bank on codevalue. Primairly used within the UK. An offcial registar which registers companies. There may be multiple registries within a country. For example some companies some have registries for builders (dutch: aannemers). What kind of registry. eg Chamber of Commerce or another registar The number under which the subject company is registered at this CompanyRegistry. A district indication in case of regional registries. The date the subject company was registered. A custom code which described the operations of a company. The type is made general so country specfic codings may be entered. Share Capital The authorised capital of a company (sometimes referred to as the authorised share capital or the nominal capital, particularly in the United States) is the maximum amount of share capital that the company is authorised by its constitutional documents to issue to shareholders. Part of the authorised capital can (and frequently does) remain unissued Share capital or issued capital (UK English) or capital stock (US English)[1] refers to the portion of a company's equity that has been obtained (or will be obtained) by trading stock to a shareholder for cash or an equivalent item of capital value. For example, a company can set aside share capital to exchange for computer servers instead of directly purchasing the servers from existing equity Some legal forms may have a fixed capital plus a variable capital. This attribute can be used to hold the fixed capital part. Some legal forms may have a fixed capital plus a variable capital. This attribute can be used to hold the variable capital part. paid-up capital is the issued capital which has been fully or partly paid-up by the shareholders Some legal forms may have a fixed capital plus a variable capital. This attribute can be used to hold the paid up part of the variable capital. A person or company who, which owns a part of the company. The start and optionally the end date the shares were owned by the shareholder The number of share held by the shareholder The percentage of shares held by the shareholder. Format decimal 0-100 Association to the class Person A mortgage is the transfer of an interest in property (or the equivalent in law - a charge) to a lender as a security for a debt. Indication of the type. E.g. Mortgage or Charge. Description field for further detailing the mortgage/charge type. The period the debt is active The date the debt is registered. The amount of the mortgage or charge Indication if the debt is satisfied, partially satisfied or not satisfied at all. Association to the class Lender The person or company who or which inspects and verifies the organisations financial accounts (e.g. a Certified Public Accountant) An exceptionevent container for multiple exceptions or financial calamities. Examples of such event are debt adjusting, moratorium and liquidation. For documentation purposes the descriptions of above mentioned events are provided here. - Debt adjusting is the process by which a third party negotiates terms for the discharge of a debt due under credit agreements or consumer-hire agreements with the creditor or owner on behalf of the debtor or hirer. - Moratorium is a legally authorized period of delay in the performance of a legal obligation or the payment of a debt. - Liquidation of a company is defined as a process by which the life of a company is brought to an end and its property administered for the benefit of its members and creditors. An administrator, called the liquidator, is appointed and he takes control of the company, collects its assets, pays debts and finally distributes any surplus among the members in accordance with their rights. At the end of winding up, the company will have no assets or liabilities. When the affairs of a company are completely wound up, the dissolution of the company takes place. On dissolution, the company's name is struck off the register of the companies and its legal personality as a corporation comes to an end. The official procedure for example in case of a debt restructuring for a private person "Personal Debt Restructuring" or "Wet op de schuldsanering" in the Netherlands The start and (optional) end date of the exception event. This is especially useful in longer procedures (e.g. bankruptcy procedures). An event is a container for many different situations that may occur. It may be a general event in the company, or a news item about a big order,a change in the name of the company etc. The date the event occurred An code classifying the type of event (enumeration) An optional code that can be used by a provider to provide more detail abount the type of event. This can be useful in cases where the receiving party wants to to display the event with a different (more specific) label than what would be possible using the more course grained EventCode. The event supplier, e.g. the chamber of commerce, or a newspaper A description of the event. A parameterized description of the event. Use this if you want to use substitution values in the event description Free text notes field A holder type for the information describing the event situation. Unique id for this event In case this is event is related to a previous event you can add a reference to correlate both events. Generic Risk Class type. Instances are ProviderRiskClass and CommonRiskClass. The offcial name of the Risk Class The Risk class value for the subject company. This is string field allowing both numeric and alpha numering (AAA) values. The official description of the Risk Class. The official description of the Risk Class. Use this if you want to use substition values in the description Free text notes field. Can l be used to add informational message in the report about the credit rating. This is a harmonized representation of the subject companies annual account using the CREICA format. It conisist of a balancesheet, profit and loss and key credit ratio's. BalanceSheet Association to the class ProfitAndLoss Harmonized representation of the balance sheet. Association to the class Assets Assocation to the class Liabilities The key credit ratios give an overview about the overall financial condition of the companies business. Ratio depending on the country. Calculated from balance sheet items. Note: Definition should be provided by the sender of the message in an interchange agreement. CREICA SCOA: 51 In finance, the Acid-test or quick ratio or liquid ratio measures the ability of a company to use its near cash or quick assets to immediately extinguish or retire its current liabilities. Quick assets include those current assets that presumably can be quickly converted to cash at close to their book values. Such items are cash, cash equivalents such as marketable securities, and some accounts receivable. This ratio indicates a firm's capacity to maintain operations as usual with current cash or near cash reserves in bad periods. As such, this ratio implies a liquidation approach and does not recognize the revolving nature of current assets and liabilities. The ratio compares a company's cash and short-term investments to the financial liabilities the company is expected to incur within a year's time. Quick Ratio = (Current Assets - (Inventory + prepayments + Staff salaries + supplies)) / Current liabilities - Bank overdraft CREICA SCOA: 53 The current ratio is a financial ratio that measures whether or not a firm has enough resources to pay its debts over the next 12 months. It compares a firm's current assets to its current liabilities. Indicates how many times an interest is paid compared to pre-tax profits. CREICA SCOA: 54 The percentage gearing ratio of the latest year of the subject company. CREICA SCOA: 55 Gearing Ratio is the contribution of owner’s equity to borrowed funds. The ratio explains the degree to which the business is funded by the owner as against the borrowed funds. Gearing is basically defined as the ratio between a company’s borrowing (debt) and owner’s equity (i.e. shareholder’s fund). It is synonym to the word leverage. To indicate the percentage of sales imports of a subject company. CREICA SCOA: 56 To indicate the percentage of sales export of a subject company. CREICA SCOA: 57 The percentage of share holding of a mentioned company to the subject company. CREICA SCOA: 58 Profit and loss account Self explanatory. CREICA MOA: 304 Sum of net profit before taxes minus taxes (except VAT). CREICA MOA: 305 Sum of net sales +/- increase or decrease of finished goods and WIP plus other capitalized labour, overheads and material, plus other operating income minus cost of material and services. CREICA MOA: 341 Sum of gross profit minus personal costs, depreciation (including inventories) and other operating expenses. CREICA MOA: 342 Sum of operating result plus financial income minus financial expenses plus financial results. CREICA MOA: 343 Sum of results of ordinary income plus extraordinary income and extraordinary results, minus extraordinary expenses. CREICA MOA: 344 Interest payable on loans, borrowings, etc. CREICA MOA: 365 The loss of value of assets during the accounting period. CREICA MOA: 367 The value of stock at the beginning of the year plus the cost of purchases made during the year less the value to stock at the end of the year. CREICA MOA: 375 Cost, in the period, of wages and salaries to employees. CREICA MOA: 376 Interest earned from banks, etc. CREICA MOA: 377 Total cost of salary payments to Directors. CREICA MOA: 501 Total value of dividends paid to shareholders. CREICA MOA: 502 Self explanatory. Payable on any pre-tax profits. CREICA MOA: 503 Self explanatory. CREICA MOA: 504 (Before taxes) Sum of extraordinary income and extraordinary results, minus extraordinary expanses. CREICA MOA: 506 Prepaid expenses are the prepayments plus assets exchange adjustment. Adjustment accounts are liabilities exchange adjustment plus pre-paid income. FR - Comptes de régularisation . CREICA MOA: 507 Harmonized representation of the balance sheet Assets Sum of start-up reserves, expenses, total intangible assets, total fixed assets, inventories and total current assets. CREICA MOA: 323 Association to class FixedAssets Association to the class CurrentAssets Fixed Assets Total fixed assets. Self explanatory CREICA MOA: 307 Expenses incurred in connection with the start-up or expansion or restructuring of the business. CREICA MOA: 310 Includes licenses, trade marks, patents, goodwill and advances paid on intangible assets. CREICA MOA: 311 Includes land, buildings, machinery, equipment advances paid on fixed assets and assets under construction. CREICA MOA: 312 Includes participations shares/securities and amounts or long term loans due from associated companies or associations. CREICA MOA: 313 Current Assets Self explanatory CREICA MOA: 314 Work in progress, incomplete projects CREICA MOA: 315 Finished goods and goods for resale. CREICA MOA: 316 Self explanatory. CREICA MOA: 317 Sum of raw materials, WIP, finished goods and advanced payments on stock. CREICA MOA: 318 Trade receivables inclusive bills receivable (less provisions for bad debts) and receivables from associated companies (>50%). CREICA MOA: 319 Total of marketable shares and securities, cash and banks. CREICA MOA: 320 Total prepaid expenses and other current assets. CREICA MOA: 321 Sum of total receivables, cash, banks, securities and other current assets. CREICA MOA: 322 Liabilities Sum of total equity, total long term liabilities and total short term liabilities. CREICA MOA: 340 Association to the class ShareholderFunds Assocation to the class LongTermLiabilities Association to the class CurrentLiabilities Association to the class Other ShareholderFunds. Part of harmonized balance sheet. Sum of equity capital and surplus equity. CREICA MOA: 306 Sum of share capital (reduced by not paid in capital), capital reserve, agio reserve, revaluation reserve, retained earnings or accumulated loss brought forward from previous years, net profit/loss of the period, taxed reserves and other equity capital. CREICA MOA: 324 Sum of subordinated loans from partners/shareholders, untaxed reserves, investment reserves, inventory reserves and other surplus equity. CREICA MOA: 325 Sum of capital reserve, agio reserve, net profit/loss for the period, taxed reserves. Part of Equity capital. CREICA MOA: 371 Reserves resulting from a revaluation of assets. Part of equity capital. CREICA MOA: 372 Retained earnings or accumulated losses brought forward from previous years. Part of Equity capital. CREICA MOA: 373 Untaxed reserves, investment reserves, inventory reserves. Part of surplus equity. CREICA MOA: 374 Long term liabilities Long term loans inclusive convertible bonds. CREICA MOA: 326 Long term liabilities (more than 12 months) to associated companies (>50%). CREICA MOA: 327 Reserve for pensions and similar obligations. CREICA MOA: 328 Self explanatory. CREICA MOA: 329 Self explanatory. CREICA MOA: 330 Leasing and other long term liabilities. CREICA MOA: 331 Sum of long term loans, long term liabilities to associated companies, reserve for pensions, long term deferred taxes, accumulated depreciation and other long term liabilities. ` CREICA MOA: 332 Current Liabilities Including bills payable. CREICA MOA: 333 Short term bank loans. CREICA MOA: 334 Advanced payments on unfinished goods. CREICA MOA: 335 Due to associated companies (>50%). CREICA MOA: 336 Self explanatory. CREICA MOA: 337 Taxes, social liabilities, sundry debts, deferred income, transitory items and other short term liabilities. CREICA MOA: 338 Sum of trade creditors, due to banks, advanced payments, short term liabilities, provisions and other short term liabilities. CREICA MOA: 339 Other Self explanatory. CREICA MOA: 308 Holver type for BalanceSheet information Association to the class assets Association to the class liabilities Profit and Loss in the original (provider or country specific) format AccountItem is a general item to hold annual account information. Key credit ratios in the original (provider or country specific) format. AccountItem is a general item to hold annual account information. Explanatory notes type. You can use this to highlight certain sections of the original annual account. Use OrginalAccountItemGroups to cluster account items together. AccountItem is a general item to hold annual account information. Assets side of the balance sheet AccountItem is a general item to hold annual account information. Liabilities side of the balance sheet AccountItem is a general item to hold annual account information. AccountItemGroup is a general group to hold Account items. This allows you to create groups like for example 'Total fixed assets' and have account items inside them. Note that you can create nested AccountItemGroups Group total amount for the group Original account item is a general item to hold account information from the orginal (non-harmonized) account. It is an abstract type. You should use either an AmountAccountItem or NumberAccountItem, both types extend from OriginalAccountItem. Label for the account item. This is what will be displayed in the report. E.g. 'Turnover' The level attribute can be used by providers who cannot deliver AccountItemGroups (which is the preferred way). Consumers can use the level attribuut to correctly format (ident) AccountItems. The level should be set as illustrated by the following example: Total Assets --> level="0" Tangible Assets --> level="1" Land and Buildings --> level="2" Intangible Assets --> level="1" This is a representation of the subject companies annual account in the original (provider or country specific) format. It conisist of a balancesheet, profit and loss and key credit ratio's. Association to the class BalanceSheet Association to the class ProfitAndLoss Association to the class KeyCreditRatios Association to class ExplanatoryNotes An amount type that holds a single item of an Annual Account. The monetary amount of the account item An number type that holds a single item of an Annual Account. The value of the account item. The financial summary holds a number of key financial figures and ratios per year. While it is also part of the full dataset is is primairily meant for usage in a compact report. Optional description. Can be used to explain special considerations for interpreting this summary, or alternatively, if no summary can be provided used for explaining why. Source attribute indicating if the information is taken from the annual account or retrieved via interview. Status of the Annual Account. Allowed values: - Filed - Overdue with filing - At auditor for approval - In closing stage - Filed but not yet accessable at registry Account type gives a description about the state of the annual account. Allowed values are: 'consolidated','not-consolidated' or 'unspecified'. The date (usually a fiscal year) the information is based on. TODO: What if this is a fiscal year starting april 1st? The units in which the figures are shown. E.g. shown in units of 1000 Revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers, before any deductions are made. Total equity is the total of all Ordinary capital, Reserves, Preferences and Minorities. It can also be expressed as net assets i.e. the total assets less the total liabilities. Profit(loss) before tax is the profits before taking into account interest payments and income taxes. Amount of money earned after all expenses, including overhead, employee salaries, manufacturing costs, and advertising costs, have been deducted from the total revenue. Current assets minus current liabilities. This is a financial metric which represents operating liquidity available to a business. A company's authorized or nominal capital. It is the maximum amount of share capital the company can issue (unless it goes through a procedure to increase the figure). Issued capital is the value of the shares issued to shareholders. This means the nominal value of the shares rather than their actual worth. The total amount of shareholder capital that has been paid in full by shareholders or in other words the amount of money that has been received by shareholders who have completely paid for their purchased shares. Some legal forms may have a fixed capital plus a variable capital. This attribute can be used to hold the variable capital part. Some legal forms may have a fixed capital plus a variable capital. This attribute can be used to hold the paid up part of the variable capital. A branch is a smaller, remotely located office that is separate from a company's corporate headquarters. Unique identification for the branch. Name of the branch Free text notes field The date the branch officially became active The last update date of branch information. To be used in case individual branches are/cannot be delivered but the total number of branches is known. Companies or Persons associated with the subject company. Predefined associations are: - Shareholder. A shareholder of the subject company. - UltimateParent: The ultimate parent of the subject company. - Participation: A company in which the subject company has a share percentage. - GroupMember: A company that is in the same group/holding, not being a ShareHolder or Participation - Other: any other relevant relationship (can be augmented by a description). An indicator of the type of association. Descriptional field with additional information about the particular relationship Free text notes field. The period the association (relation) with the subject company company exists. If no end date is provided, the association is assumed to still exist. Majority stake indicator. Can be used when the relationships involves shares but the percentages are not know. If the percentages are known please use the embedded shares type. The data source for this association information. Stakeholder owning x% or more of a company's outstanding shares. The x is a percentage which differs per country. For example in the UK the principal shareholder has 10% or more of the shares. Association to the class shares Shares of an associated Person or Company The number of share held by the holding party The percentage of shares held by the holding party range 0 -100 Ordinary or Preference types of shares. Optional free text description if structured information cannot be delivered. The Trade Payment Experience gives an assessment per month for the company in general terms. Slow, Normal Quick TODO: This description is not in line with the assessment attribute which is a value from 0.0 to 10.0. Is this really something different than payment bahaviour??? We are waiting for an answer from Steve comment Date of the trade experience measurement Payment assessment displayed by means of a figure from 0.0 to 10.0 A type for holding an 'Analysis by Amount' of Payment Experience data. Description label for the analysis. Parameterized description label for the analysis. Use this if you want to use substitution values in the label. The total number of invoices (sum of all categories) the analysis of the Payment Behaviour is based on. The pooling total category is a range which is valid for the invoice amounts for this category A type for displaying a Payment Behaviour analysis by period. E.g. per month or quarter. Description for this Analysis by Period. Parameterized description for this Analysis by Period. Use this if you want the use substitution values in the description. The total number of invoices (sum of all categories) the analysis of the Payment Behaviour is based on. Debt collection refers to the activity where creditors and collectors are able to take reasonable steps to secure payment from consumers who are legally bound to pay or to repay money they owe. The information in this class may reflect only the know debt collection information of the subject company which may be only a subset of the total debt collection for a company. The period covering the debt collection information. This should normally be the same as the period of the parent payment behaviour class, but can differ slightly. The total amount that was collected in the collection period. The total number of debts collected in the specified year. Indication if there where (no) know debts collected for this given period. Optional Description. Can also be used to signal that no debts where collected. Protests and non payment is a general entity to contain protests and non payments from several sources. Date the protest or non-payment was registered. Type of protest or non payment. The current values are Protest, NonPayment and AmountOverdue Name of the creditor (petitioner) Indication if there where know protests or non-payments for this creditor. Can be used to include an important creditor in the list with no non-payments outstanding. The amount of protest of non payment Description of the protest or non payment. FreeText field for additional information about the Protest or Non payment. A peer group is a group of companies which have a similarity with the subject company and is used for comparison. General name of the peer group The type of peer group indicates the selection critera for membership. Allowed values are: - Size - Sector - SectorAndSize - SectorOrSize - FullScheme - CompactScheme - Other If you use 'Other' you should make sure that you provide a good peer group Description. A description of the peer group. E.g. 'Companies within the same sector' or 'Companies with the same size'. The number of companies which are part of the peer group. The nace code of the peer group (if applicable). Association to the class CreditRecommendationComparison Association to the class CommonRatingComparison Association to the class ProviderRatingComparison Association to the class FlexibleComparisonItems Association to the class Ratios Comparison type used for holding various statistics of a Peer Group Comparison. The subject value is the actual value of the the company for the item which is compared. For example the company scores 3.0 (subjectvalue) and the average for the sector is 4.1 Average value of the Peer Group for the item that is being compared. Percentage op companies within Peer Group with an equal value for the item that is being compared. Percentage of companies within Peer Group with an higher value for the item that is being compared. Percentage op companies within Peer Group with an lower value for the item that is being compared. The percentile value of the subject company within Peer Group for the item that is being compared. First quartile value for the item that is being compared.. This means that 25% of the group score less than this value and 75% scores above Second quartile or median for the item that is being compared. 50% scores less and 50% scores better. Third quartile for the item that is being compared. 25% scores better and 75% scores worse. ComparisonItemsGroup is a sub group of the flexibleComparisonItems and can be used to group ComparisonItems (see example in description of FlexibleComparisonItems). Description of the group Period for the group (start end-date) Association to the class ComparisonItem An item subject in a ComparisonItemsGroup comparison (see example in description of FlexibleComparisonItems). Name of the item Amount Advised Comparison is a peer group comparison of the amount advised Description label for comparison. E.g. 'Amount Advised Comparison' The period for this comparison. Association to the class Com A peer group comparison of the unified common risk class (formely also known eurogate rating) with a peer group. Description label for comparison. E.g. 'Probability of default Comparison' The period for this comparison. Association to the class ComparisonFigures Calculated ratios regarding the subject company Description of the RatioComparison Period for the Comparison (start end-date) Provider risk class comparison is a peer group comparison class for the provider specific risk class. Description label for comparison. E.g. 'Provider Risk Class Comparison' The period for this comparison. Association to the class ComparisonFigures Association to the class ComparisonItemsGroup Flexible address structure. Should only be used if a structured address (see AddressType) cannot be delivered. An address line. You can use multiple address lines to compose the complete address. Flexible name structure for persons (not companies). Should only be used if a structured name (see Person class) cannot be delivered. Flexible name line. You can use multiple name lines to compose the complete name. The type bank account represents the one or more accounts a company has with one or more specific banks The bank account type, could be an internal account, country specific bank account, or the international used bank account nr IBAN The account Number represents the bank account which is a string of numbers, characters or both A string type to hold free text strings to be used in e.g. Explanatory notes. Reference to another company, not the being the subject company The unique company identifier assigned by the provider to this company. A previous (historical) unique company identifier assigned by the provider to the company. A list of official registered names, possibly from different sources (e.g. chamber of commerce) , not being the trading name. Type for holding analysis by amount data for one amount category The amount category describes an amount range by defining a lower and upperlimit of the category. E.g. 0 - 5000 (currency) The percentage of invoices paid within terms (scale 0 -100) The invoices that is paid after the duedate. This may be displayed be means of a percentage scale (0-100) or a days category with a lower and upperlimit. Number of invoices within this category. The pooling total category is a range which is valid for the invoice amounts for this category A holder for one period of payment analysis data The period for this Category. The percentage of invoices paid within terms (scale 0 -100) The invoices that is paid after the duedate. This may be displayed be means of a percentage or a days category with a lower and upperlimit. The number of invoices for this Period The pooling total category is a range which is valid for the invoice amounts for this category Type for holding debt collection category data. The 'to be collected amount' can be specified as a range e.g. 0 - 10000 With the collection amount range it is possible to summarise the collected debts over a period. For example 5 collections in 2009 in the range 2500-7500 euro. The amount category The number of debts collected within this category Type for holding various kinds of data underlying an event. It can hold one of the following items (it is a choice): - An amount - A name - A legal form - A holding name - Share capital usage defines the use of the event. for example in the case of a name change an event with the usage oldvalue and an event with the usage newvalue would be present. Usually a qualified insolvency practitioner responsible for adequately managing the insolvency procedure. (Official) role name of the insolvency practioner. E.g. Liquidator, receiver, official receiver. Start date of the insolvency practitioner (usually a receiver) The RatioComparisonItem contains Items of the HarmonizedRatioType. In this way it is possible to compare ratio's against sector information General entity for a company holding all information about the company. The unique company identifier assigned by the provider to the company. A previous (historical) unique company identifier assigned by the provider to the company. VAT information number regarding the subject company The registration number for this company at the countries social security governmental body Association to the class ChamberOfCommerce A list of official registered names, possibly from different sources (e.g. chamber of commerce) , not being the trading name. Type for holding trades name, also known as a trading name or a business name. Indication whether the company is active or not. Main telephone numbers. Preferred format: +(countrycode)(number) . E.g. +31201234567 You can specify a mobile number by setting isMobile attribute to true Fax number. Preferred format: +(countrycode)(number). E.g. +31201234567 Website address. Format: www.graydon.com (so without http:// prefix). E-mail address of the subject company. Format example: info@graydon.be Date of incorporation of the subject company. Legal form of the subject company. E.g. - Limited company - Private Company The complex type consist of an official country specific name, a unified name to make legal forms comparable across countires and the countrycode. Indication if the company is the ultimateParent (has no parent companies). Can be omitted if the company is not part of a holding structure. Stock exchanges on which the company is listed. E.g. 'NYSE Euronext' Association to the class Division Association to the class ShareCapital Association to the class Employees Association to the class Auditor Association to the class Real Estate Association to the class Annual Account This class describes details about the position a person has in a company. Description of the authorization. E.g. if the person in the position has the authority to sign bills, or take decisions for unlimited amounts. In some countires it is a normal practise to explicity describe de authority of the management or board. The position could be for a predefined period. The ending of the period is on a certain date but could also be accompanied by an event like the annual account meeting or an election. The period the position was held. Indication if the person was appointed, dismissed etc. Position title. E.g. Managing Director, Director, Deputy Manager, Company Secretary etc. Positional type is an indication on whether or not this is a formal management position or not. Allowed values: - Management - Other Source of the information RestrictedCompany is a restricted set of the original company type The unique company identifier assigned by the provider to the company. A list of official registered names, possibly from different sources (e.g. chamber of commerce) , not being the trading name. Legal form of the subject company. E.g. - Limited company - Private Company The complex type consist of an official country specific name, a unified name to make legal forms comparable across countires and the countrycode. The timeline gives the possibility to create a number of eventstates which represents the lifecyle of the event procedure. For example a liquidation consists of a start, provisional verdict and a final verdict A specific state of an event Indication of the state of the exception. Allowed values are: - Started - Ended - Provisional - Final - Requested - Unknown State indication that can be customized by each provider. Can be used to refine the State attribute The start and (optional) end date of the exception event. This is especially useful in longer procedures (e.g. bankruptcy procedures). Type to hold Annual Accounts data like the balance sheet and profit & loss. Optional description. Can be used to explain special considerations for interpreting this accounts, or alternatively, if no accounts can be provided used for explaining why. The date the accounts are filed at the countries official registry (the registry may vary per country). The start date of the accounts. Typically this will be the first day of the fisical year The date of the annual accounts. This is the last day of the fiscal year. This element will be replaced by AccountsEndDate in later versions The period span of the AnnualAccounts. Defaults to 12 months Status of the Annual Accounts. Allowed values: - Filed - Overdue with filing - At auditor for approval - In closing stage - Filed but not yet accessable at registry Free format string indicating the format of the annual accounts. Example given 'IFRS' or '020','040' for Belgium format. Accounts type gives a description about the state of the annual account. Allowed values are: 'consolidated','not-consolidated' or 'unspecified'. The base currency used for the Annual Account. Default is EUR. The units in which the figures are shown. E.g. shown in units of 1000 The date of the general meeting where these accounts are or should be approved (so it can be a future date). Comment of the Auditor on the filed annual account. E.g. 'The auditor expressed an unqualified opininion'. A field which expresses a general remark about the quality of the annual accounts. For example: Meets all compulsory controls. Employee information of the subject company. The employees information may cover one or more years. This period is to define the period the employee data covers (usually in years). The average number off employees (parttime and fulltime) employed by the company during the specified period The average number of fulltime employees over the period The number of average employees over the period. The total number of people actually working in the company. Full and parttime. The total number of fulltime employees over the period. The total number of parttime employees over the period. The number of directors employed by the company The number of employees measured in fulltime quivalent. A part of the company specialised in a certain field of the companies business. Element is used to provide information when a company has ceased to exist. The date the company official ceased to exist. The reason why the company ceased to exist